•Examine your homeowners/ rental coverage as well as auto policies to determine if you need to revise your policy to reflect any improvements or changes that will affect your coverage needs.
•Be sure you have adequate coverage and deductibles that are reasonable for your needs.
•A home inventory will assist in settling claims. Keep the inventory off-premises.
•Consider purchasing a flood insurance policy through the National Flood Insurance Program if you are eligible.
•Ask your insurance agent about whether a policy rider for flooding from sewer backups or sump pump issues is appropriate to add to your policy.
*Source: Ohio Dept. of Insurance